Last week I wrote a post entitled My Final Credit Card Churn for Two Years. I mentioned that even though I was over 5/24, I applied for the Chase MileagePlus Explorer Card, essentially just to confirm I was over the limit. Turns out, I was approved.
I never received a call from Chase, still have not received the card in the mail, but the card now shows up on my Chase online account with a fairly substantial credit line. Interestingly, Chase pulled the credit from Chase Sapphire Preferred card. Usually Chase calls to discuss this before taking action, but either I missed it the call or someone just took matters into her own hands.
How Did I Get Approved?
I consider myself an expert on miles and points, but not credit cards. I cannot figure how I was approved for this card when I have applied for the following cards over the last two years:
- Starwood Preferred Guest Credit Card
- Chase Sapphire Reserve Credit Card
- Citi / AAdvantage Executive World Elite Credit Card
- Alaska Airlines Visa Signature® Credit Card x 2
I’ve also applied for the following business cards, which do not seem to account against 5/24:
- AmEx Blue Business Plus Credit Card
- Starwood Preferred Guest Business Credit Card
- Chase INK Preferred
I am assuming now, after my flurry of applications, that I cannot sign-up for another 5/24 Chase card for the time being.
But I remain curious how I got approved in the first place.
Just another data point…